Apply online - 30% discount

Extra Gift - Coffee coupon HK$25* will be given if the net premium per travel policy is HK$300 or above.

* Coffee coupon will be mailed to the correspondence address of the proposer on or before 17 May 2010. Dah Sing Insurance Co. Ltd. (The Company) is not responsible for the coffee coupons provided under this promotion and expressly disclaims any liability in relation thereto. The Company reserves the right of final decision in case of any disputes.
Summary of Benefits
Premium Table
FAQs
Brochure
Important Notes

Whether travelling for leisure or business, a comprehensive travel insurance is necessary, TravelSure provides you not only necessary overseas emergency assistance, medical and personal accident cover, but also with protection against other unexpected risks during the journey.

 
Peace of Mind Protection
 
Overseas Hospitalisation / Quarantine Cash Benefit
 
• Cash benefit for hospitalisation or compulsory quarantine overseas.
Winding-up of Travel Agent / Public Common Carrier Cover
 
• Reimbursement of irrecoverable travelling expenses paid, including group tour, travel package, transport ticket and hotel accommodation in event of sudden winding-up of travel agent or public common carrier.
Performance Events Cover
 
• Compensation for missing overseas sports, musical or other performance events pre-paid in the case of trip cancellation.
Car Rental Excess Cover
 
• Motor insurance excess liable under the car rental agreement in the event of accidental damage of rental car.
Exciting Activities Cover
 
• Extension to cover exciting amateur activities, including skiing, water skiing, scuba diving, rafting, sailing, parachuting, bungee jump, horse riding and hot-air ballooning.
Free Children Cover
 
• Free cover for all children aged below 18 travelling with parents under Family Plan.
Unlimited Travel throughout the Year under Annual Travel Plan
 
• No limit on the frequency of travel under Annual Travel Plan, and the period of cover in each trip is up to 90 days.
Automatic Extension of Cover
 
• Cover can be automatically extended up to 14 days in the event of the uncontrollable delay due to any insured incident.
 
 
Benefits Table
 
Coverage
Maximum Benefit Per Insured Person (HK$)
Gold Cover
Diamond Cover
1. Personal Accident Cover ~
Accidental death or permanent disablement during the journey
- Extra Personal Accident
  Accidental death or permanent disablement in a public
  common carrier or during a robbery
- Burns Cover
- Loss of Income

500,000
 
250,000
 
 
100,000
12,000
(1,000/week)

1,000,000
 
500,000
 
 
200,000
12,000
(1,000/week)
2. Medical Expenses Cover ~
For accident or sickness during the journey, including:
- Overseas Transportation for Medical Treatment
- Overseas Hospitalisation / Quarantine Cash Benefit
  For hospitalisation or compulsory quarantined overseas
- Follow-up Medical Treatment
  In-patient due to accident
  In-patient due to sickness
  Out-patient
500,000
 
250
3,000
(300/day)
 
500,000
25,000
1,500
(150/visit/day)
1,000,000
 
500
5,000
(500/day)
 
1,000,000
50,000
3,000
(150/visit/day)
3. Compassionate Death Cash Benefit
10,000
20,000
4. Worldwide Emergency Assistance Services
- Hospital Admission Guarantee
  Pre-payment of hospitalisation deposit
- Emergency Medical Evacuation
  Transportation to a suitable place or return to Hong Kong
  for medical treatment
- Repatriation of Mortal Remains
- Compassionate Visit
 
 
- Accommodation for Convalescence
 
- Return of Unattended Children
  Arrangement of the return of unattended children aged
  below 18 to Hong Kong
2,000,000
40,000
 
Actual Cost
 
 
Actual Cost
One economy class return air ticket and the reasonable accommodation expenses up to 10,500 (1,500/day)
10,500
(1,500/day)
20,000
5. Baggage and Personal Belongings Cover
- Accidental loss or damage overseas:
  • Portable computer
  • Other items
- Loss of Personal Money
- Loss of Travel Document or Transport Ticket
Replacement cost of accidental loss
  - Additional transportation and accommodation overseas
10,000
 
5,000/item or set
2,000/item or set
2,000
2,500
 
500/day
20,000
 
7,500/item or set
3,000/item or set
3,000
5,000
 
1,000/day
6. Baggage Delay Cover
For purchase of personal clothing and other necessities if baggage is delayed overseas for more than 8 hours by public common carrier
500
1,000
7.

Travel Delay Cover
In the event of travel delay by public common carrier for 8 hours or above due to the following conditions:
•  Industrial action
•  Riot / civil commotion
•  Electrical / mechanical breakdown
•  Adverse weather condition / natural disaster
•  Closure of airport
•  Hijack
-  Travel Delay Cash Benefit
 
-  Additional Accommodation
-  Additional Transportation
7,200
 
 
 
 
 
 
 
 
1,200
(300/8 hours)
1,000
5,000
13,800
 
 
 
 
 
 
 
 
1,800
(300/8 hours)
2,000
10,000
8. Trip Cancellation Cover
In the following unexpected and uncontrollable conditions that the insured journey being cancelled, the irrecoverable travelling expenses paid will be covered, including:
  •  Group tour
  •  Travel package^
  •  Sports, musical or other performance events
After the issuance of the policy:
  -  Winding-up of travel agent or public common carrier
Within 30 days before the departure date:
  -  Death, serious medical condition of the insured person,
     his/her immediate family member, close business partner
     or travel companion; or
  -  Jury service or witness summon of insured person
Within 7 days before the departure date:
  -  Quarantine of insured person; or
  -  Serious damage to the insured person's principal home;
     or
  -  Industrial action, riot, civil commotion / adverse weather
     condition, natural disaster / closure of airport; or
  -  Issuance of Black Outbound Travel Alert by the Hong
     Kong Government
15,000
30,000
9. Trip Curtailment Cover
In the following unexpected and uncontrollable conditions that the insured journey being curtailed, the irrecoverable travelling expenses paid will be covered, including:
  •  Group tour
  •  Travel package^
  •  Sports, musical or other performance events
- Winding-up of travel agent or public common carrier; or
- Death, serious medical condition of the insured person, his/her immediate family member, close business partner or travel companion; or
- Serious damage to the insured person's principal home; or
- Industrial action, riot, civil commotion / adverse weather condition, natural disaster / closure of airport; or
- Issuance of Black Outbound Travel Alert by the Hong Kong Government
15,000
30,000
10. Personal Liability Cover
Against third party's death, bodily injury, or their property damage during the journey
1,000,000
2,000,000
11. Loss of Home Contents Cover
Loss of and damage to the household contents at home by burglary during the journey
5,000
(2,000/item or set)
10,000
(3,000/item or set)
12. Car Rental Excess Cover*
Motor insurance excess liable under the car rental agreement in the event of accidental damage to rental car
2,500
5,000
   

~ For those aged below 18 or above 75, the maximum limit of benefit of Personal Accident Cover and Medical
  Expenses Cover is 50%; and the Extra Personal Accident Cover is not payable.
^ Package of transport ticket and accommodation.
* HK$500 or the first 20% of motor insurance excess, whichever is higher, is not payable.

 
Premium Table (HK$)
 
Single Trip Travel
 Gold Cover Diamond Cover
No. of Day
Individual
Family#
Individual
Family#
1
90
180
120
240
2
96
192
132
264
3
130
260
160
320
4
138
276
184
368
5
150
300
212
424
6
160
320
232
464
7
172
344
258
516
8
202
404
292
584
9
220
440
306
612
10
242
484
332
664
11
268
536
352
704
12
282
564
378
756
13
292
584
388
776
14
302
604
398
796
15
306
612
416
832
Each additional day (16 - 182)
12
24
16
32
Annual Travel
1,500
3,000
1,800
3,600

#It is only applicable to the insured person travelling with spouse, and/or all children aged below 18 in the same trip with same departure date, return date and destination.
 
 
Important Notes:
 
 
  Single Trip Travel Annual Travel
No. of Insured Trip Per Policy 1 Unlimited
Max. Duration of Each Insured Trip 182 days 90 days
Age Limit 6 weeks - 85 years old 6 weeks - 65 years old
Those aged below 18 and travelling alone must be enrolled by their parent or guardian.
Proposer HKID Card holder aged 18 or above
Place of Trip Commencement Hong Kong
Purpose of Trip Leisure vacation or business trip (administrative duty only)
Total Maximum Limit of Benefits
Individual Plan: The total maximum limit of benefit shall not exceed the maximum limit of benefit of each section stated in the policy.
Family Plan: The total maximum limit of benefit shall not exceed 300% of the maximum limit of benefit of each section stated in the policy.
  • For those aged below 18 or above 75, the maximum limit of benefit of Personal Accident Cover and Medical Expenses Cover is 50%; and the Extra Personal Accident Cover is not payable.
  • If the insured person is covered by more than one travel insurance policy underwritten by Dah Sing Insurance Company Limited for the same trip, the benefit will be payable under the policy which provides the largest amount of benefit.
  • The maximum amount of benefit payable under Personal Accident section of all insurance policies underwritten by Dah Sing Insurance Company Limited shall not exceed HK$5,000,000 in aggregate.
Other Important Notes
  • No refund of premium or no policy cancellation is allowed once the policy has been effected (applicable to Single Trip Travel only).
  • All Worldwide Emergency Assistance Services must be approved by Dah Sing Insurance Company Limited in-advance.
  • The actual destination(s) of the insured trip shall be referred to the itinerary issued by travel agent or public common carrier.
 
Major Exclusions:
 
• Any pre-existing condition before the insurance application.
• Any travel against the advice of qualified medical practitioner or for the purpose of obtaining medical treatment.
• Loss of cash or personal belongings, which is not reported to the relevant parties (e.g. local police, public common carrier, hotel or travel agent) and failure to obtain written report from them with 24 hours.
• Any claims for delay, curtailment or cancellation of the insured trip which is not verified in written by public common carrier, travel agent or the relevant party.
• Failure to obtain a written report from public common carrier confirming baggage delay and the relevant receipt of personal clothing and other necessities purchase.
• Failure to obtain a written report from qualified medical practitioner confirming the bodily injury or sickness suffered by the insured person and the relevant receipt.
• Any loss that can be compensated from public common carrier, hotel, travel agent, or any other sources.
• War, civil war and terrorism activities.
• Pregnancy, childbirth, suicide, intentional self-injury, the use of alcohol or drugs, venereal disease, AIDS or AIDS-related complex.
• Any professional sports or games that the insured person shall earn income or remuneration from engaging in such sports or game or competition.
• Mobile phone and other equipment with telecommunication function, foodstuffs, animals, plants, contact lens, dentures and prostheses.
• HK$500 or the first 20% of motor insurance excess, whichever is higher, is not payable under Car Rental Excess Cover.
• Any loss caused by delay, cancellation or curtailment of the insured trip which is existing or announced before the application of Single Trip Travel; or the said loss is existing or announced before either the application of the policy or the date stated on the receipt issued by the travel agent or public common carrier for the confirmation of full payment of travel arrangement, whichever is the later, under Annual Travel.
 
 
 
 

Remarks :
• This is only a summary and does not constitute any part of the contract. For full terms, conditions and exclusions of TravelSure Travel Insurance Plan ("the Plan"), please refer to the policy document.
• Dah Sing Insurance Company Limited is the insurance underwriter of the Plan who is solely responsible for all coverage and compensation, and reserves the right of final approval.