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 Apply
online - 15% discount |
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Either you travel for business or leisure,
if something unpleasant happened to you, it would not only spoil
your journey and leave you helpless, but also cause a huge amount
of unexpected
expenses. Only TravelSurance can offer you total peace of mind throughout
your journey.
TravelSurance offers a wide range of coverage from travel
delay or loss of money, to bodily injury or personal liability,
that assure you
a comprehensive protection.
With TravelSurance, you can enjoy 24-hour
worldwide travel assistance services. In an emergency, you can
call the 24-hour emergency hotline
to obtain assistance. The assistance services include medical evacuation
and repatriation after treatment, legal assistance, deposit guaranteeing
of hospital admission, travel information, etc.
If you suffer from
the unforeseen events covered under Travel Delay & Missed
Departure, the insurance cover will be automatically extended
for a maximum of 14 days.
If you are a frequent travellar, TravelSurance
- Annual Cover is your
hassel-free choice. Please refer to our company for the details.
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Coverage Highlights |
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Simple and Easy premium calculation. Our premium is based on the duration of your trip |
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Cover up to and including the age of 75. No medical certificate of good health is required. |
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High Medical Expenses Cover (both outbound and follow-up) |
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Follow-up Medical Expenses extends to cover treatment by a bonesetter |
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High Third Party Liability Cover |
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Cover loss of or damage to portable equipments |
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Cover on Rental Vehicle Excess |
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No deductible |
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Free cover for All leisure amateur sport activities (include Dangerous sports#) |
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Free cover for Unlimited number of your children (age between 6 weeks to 16 years old; but this concession is applied to single trip family plan policy only) |
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Cover up to 182 days per trip |
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24-hour Worldwide Emergency Assistance Services |
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TravelSurance
- Summary of Coverage |
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Summary of Benefits |
Coverage |
Maximum Benefit Per Insured Person (HK$)
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Diamond Plan |
Gold Plan |
| 1. |
Personal Accident |
| Accidental Death or Permanent Disablement |
| - |
Additional payment to Accidental Death
- as a fare paying passenger on public transport or
- being an innocent victim in any armed robbery
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| - |
Burn Cover |
| - |
Loss of Income (up to 12 week) |
| - |
Immediate Cash Relief |
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1,000,000
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| 500,000 |
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| 200,000 |
| 1,000 per week |
| 10,000 |
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500,000
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| 250,000 |
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| 100,000 |
| 1,000 per week |
| 7,500 |
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| 2. |
Medical Expenses |
| - |
The Medical Expesnes
in the trip and the Follow-up Medical Treatment within 3 months
after your return (include bonesetter fee - HK$150 per visit
and Maximum of HK$3,000) |
| - |
Emergency Dental Treatment |
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| 3. |
Global Emergency Assistance |
| - |
Emergency Medical Evacuation or Repatriation Service |
| - |
Repatriation of Mortal remains / Ashes |
| - |
Compassionate Visit (up to 7 days) |
| - |
Return of Unattended Children |
| - |
Hospital Admission Guarantee |
| - |
Home Room Accommodation for Convalescence (up to 7 days) |
| - |
Other Free ADvisory Services |
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| 2,000,000 |
| Actual Cost |
| Actual Cost |
| 1,500 per day |
| 20,000 |
| 40,000 |
| 1,500 per day |
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| 4. |
Baggage and Personal Money |
| - |
Loss of / Damage to Personal Baggage (including sports equipment, portable computer and etc.) |
| - |
Baggage Delay |
| - |
Loss of Personal Money |
| - |
Loss of / Damage ot Personal Document |
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| 5. |
Travel Delay, Missed Journey and Overbooking |
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Travel Delay (Pays
HK$300 for each period of 8 hours of delay) |
| - |
Extra hotel costs due to travel delay |
| - |
Extra Re-routing costs due to travel delay |
| - |
Missed journey |
| - |
Overbooked |
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| 1,500 |
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| 3,000 |
| 3,000 |
| 10,000 |
| 5,000 |
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| 1,200 |
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| 1,500 |
| 1,500 |
| 7,500 |
| 2,500 |
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#Dangerous sports include
water skiing, scuba-diving, bungee jumping, horse riding,
hot-air ballooning, rafting, sailing, windsurfing. |
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Premium
Table |
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Trip Day |
Diamond Plan (HK$) |
Gold Plan (HK$) |
Individual |
Family |
Individual |
Family |
1 |
88 |
176 |
68 |
136 |
2 |
108 |
216 |
80 |
160 |
3 |
128 |
256 |
110 |
220 |
4 |
150 |
300 |
118 |
236 |
5 |
172 |
344 |
128 |
256 |
6 |
192 |
384 |
138 |
276 |
7 |
210 |
420 |
148 |
296 |
8 |
240 |
480 |
168 |
336 |
9 |
255 |
510 |
188 |
376 |
10 |
270 |
540 |
208 |
416 |
11 |
290 |
580 |
228 |
456 |
12 |
310 |
620 |
238 |
476 |
13 |
320 |
640 |
246 |
492 |
14 |
330 |
660 |
254 |
508 |
15 |
340 |
680 |
262 |
524 |
16 |
352 |
704 |
272 |
544 |
17 |
364 |
728 |
282 |
564 |
18 |
376 |
752 |
292 |
584 |
19 |
388 |
776 |
302 |
604 |
20 |
400 |
800 |
312 |
624 |
21 |
412 |
824 |
322 |
644 |
22 |
424 |
848 |
332 |
664 |
23 |
436 |
872 |
342 |
684 |
24 |
448 |
896 |
352 |
704 |
25 |
460 |
920 |
362 |
724 |
26 |
472 |
944 |
372 |
744 |
27 |
484 |
968 |
382 |
764 |
28 |
496 |
992 |
392 |
784 |
29 |
508 |
1016 |
402 |
804 |
30 |
520 |
1040 |
412 |
824 |
Each additional day |
12 |
24 |
10 |
20 |
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Important Notes: |
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The insured journey must originates from Hong Kong |
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The applicant must be the Insured Person |
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Family Plan covers the insured and his/her nuclear family members. Nuclear Family includes your spouse and your children who aged over 6 weeks and below 16. Under the Family Plan, it not only cover the Insured Person and his/her spouse, but aslo cover all his/her children accompanied with the Insured Person in the journey (under our single trip cover only). The number of insured children is not limited but should be declared in the application. The maximum benefit of all these nuclear family members for each accident (under family plan) in respect of each section shall not exceed 300% in total. |
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Th Insured Person, aged below 16 and over 70, is entitled to 50% of the Benefits under Personal Accident and Medical Expenses sections, and is not entitled to "Additional payment to Accidental Death", but enjoys the full benefits under other sections. |
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Maximum Day Per Single Trip: 182 Days |
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The applicant for TravelSurance should be aged
between 18 to 75. |
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Excess Free |
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| General Exclusions |
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War, terrorism, confiscation nationalisation
commandeering or requisition by any lawful constituted authority |
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Radioactive contamination |
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Air travel other than licensed chartered aircraft |
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Professional or organized sports |
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Any illness attributable to HIV including AIDS
or pre-existing disease |
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Suicide, intoxication of liquor, drug addiction
or solvent abuse |
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TravelSurance
- Annual Cover |
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TravelSurance – Annual
Cover will provide you a full protection for all journeys which
are round trips commencing
in and returning to Hong Kong and do not excess 90 days, regardless
the number of journey you travel within the insured year. TravelSurance – Annual
Cover is only applicable to the persons aged between 18 and
65 but there is no free children benefit provided.
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Annual Premium
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Annual Premium (HK$)
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| Diamond Plan |
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| Gold Plan |
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Emergency
Assistance Service and Benefits |
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Medical Attention Telephone Medical Advice, Evaluation
and referral appointment |
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Medical Evacuation and Repatriation after Treatment |
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Repatriation of Mortal Remains / Ashes |
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Compassionate Visit (Insured Person in hospital confinement
outside Country of Residence for more than 10 Days) |
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Return of Unattended Dependent Child(ren) to Country of
Residence (age under
16) |
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Deposit Guaranteeing of Hospital Admission |
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Hotel Room Accommodation for Convalescence |
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Unexpected Return to the Country of Residence |
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Travel Information |
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Luggage Retrieval |
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Emergency Rerouting Arrangements |
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Administration Assistance |
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Legal Assistance |
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Note :
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This insurance plan is available only
to people residing in the Hong Kong SAR.
The descriptions of the
available cover are only a brief summary for quick and easy reference.
The exclusions, terms and conditions
that apply are given in the Policy documents.
For any enquiries, please contact us at 28085219.
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