Apply online - 15% discount
 

Either you travel for business or leisure, if something unpleasant happened to you, it would not only spoil your journey and leave you helpless, but also cause a huge amount of unexpected expenses. Only TravelSurance can offer you total peace of mind throughout your journey.

TravelSurance offers a wide range of coverage from travel delay or loss of money, to bodily injury or personal liability, that assure you a comprehensive protection.

With TravelSurance, you can enjoy 24-hour worldwide travel assistance services. In an emergency, you can call the 24-hour emergency hotline to obtain assistance. The assistance services include medical evacuation and repatriation after treatment, legal assistance, deposit guaranteeing of hospital admission, travel information, etc.

If you suffer from the unforeseen events covered under Travel Delay & Missed Departure, the insurance cover will be automatically extended for a maximum of 14 days.

If you are a frequent travellar, TravelSurance - Annual Cover is your hassel-free choice. Please refer to our company for the details.
Summary of Benefits
Premium Table
FAQs
Brochure
Important Notes
 
Coverage Highlights
 
Simple and Easy premium calculation. Our premium is based on the duration of your trip
Cover up to and including the age of 75. No medical certificate of good health is required.
High Medical Expenses Cover (both outbound and follow-up)
Follow-up Medical Expenses extends to cover treatment by a bonesetter
High Third Party Liability Cover
Cover loss of or damage to portable equipments
Cover on Rental Vehicle Excess
No deductible
Free cover for All leisure amateur sport activities (include Dangerous sports#)
Free cover for Unlimited number of your children (age between 6 weeks to 16 years old; but this concession is applied to single trip family plan policy only)
Cover up to 182 days per trip
24-hour Worldwide Emergency Assistance Services
 
 
TravelSurance - Summary of Coverage
 
Summary of Benefits
Coverage
Maximum Benefit Per Insured Person (HK$)
Diamond Plan
Gold Plan
1. Personal Accident
Accidental Death or Permanent Disablement
- Additional payment to Accidental Death
  - as a fare paying passenger on public transport or
  - being an innocent victim in any armed robbery
- Burn Cover
- Loss of Income (up to 12 week)
- Immediate Cash Relief
 

1,000,000
500,000
 
 
200,000
1,000 per week
10,000
 

500,000
250,000
 
 
100,000
1,000 per week
7,500
2. Medical Expenses
- The Medical Expesnes in the trip and the Follow-up Medical Treatment within 3 months after your return (include bonesetter fee - HK$150 per visit and Maximum of HK$3,000)
- Emergency Dental Treatment
1,000,000
 
 
500,000
 
 
3. Global Emergency Assistance
- Emergency Medical Evacuation or Repatriation Service
- Repatriation of Mortal remains / Ashes
- Compassionate Visit (up to 7 days)
- Return of Unattended Children
- Hospital Admission Guarantee
- Home Room Accommodation for Convalescence (up to 7 days)
- Other Free ADvisory Services
2,000,000
Actual Cost
Actual Cost
1,500 per day
20,000
40,000
1,500 per day
4. Baggage and Personal Money
- Loss of / Damage to Personal Baggage (including sports equipment, portable computer and etc.)
- Baggage Delay
- Loss of Personal Money
- Loss of / Damage ot Personal Document
 
20,000
 
1,500
3,000
3,000
 
15,000
 
1,000
2,000
2,000
5. Travel Delay, Missed Journey and Overbooking
- Travel Delay (Pays HK$300 for each period of 8 hours of delay)
- Extra hotel costs due to travel delay
- Extra Re-routing costs due to travel delay
- Missed journey
- Overbooked
 
1,500
 
3,000
3,000
10,000
5,000
 
1,200
 
1,500
1,500
7,500
2,500
6.

Personal Liability
2,500,000
7. Cancellation Tripe
30,000
25,000
8. Curtailment of trip
30,000
25,000
9. Rental Vehicle Excess
7,500
   

#Dangerous sports include water skiing, scuba-diving, bungee jumping, horse riding, hot-air ballooning, rafting, sailing, windsurfing.

 
Premium Table
 
Trip Day
Diamond Plan (HK$)
Gold Plan (HK$)
Individual
Family
Individual
Family
1
88
176
68
136
2
108
216
80
160
3
128
256
110
220
4
150
300
118
236
5
172
344
128
256
6
192
384
138
276
7
210
420
148
296
8
240
480
168
336
9
255
510
188
376
10
270
540
208
416
11
290
580
228
456
12
310
620
238
476
13
320
640
246
492
14
330
660
254
508
15
340
680
262
524
16
352
704
272
544
17
364
728
282
564
18
376
752
292
584
19
388
776
302
604
20
400
800
312
624
21
412
824
322
644
22
424
848
332
664
23
436
872
342
684
24
448
896
352
704
25
460
920
362
724
26
472
944
372
744
27
484
968
382
764
28
496
992
392
784
29
508
1016
402
804
30
520
1040
412
824
Each additional day
12
24
10
20
 
Important Notes:
 
• The insured journey must originates from Hong Kong
• The applicant must be the Insured Person
• Family Plan covers the insured and his/her nuclear family members. Nuclear Family includes your spouse and your children who aged over 6 weeks and below 16. Under the Family Plan, it not only cover the Insured Person and his/her spouse, but aslo cover all his/her children accompanied with the Insured Person in the journey (under our single trip cover only). The number of insured children is not limited but should be declared in the application. The maximum benefit of all these nuclear family members for each accident (under family plan) in respect of each section shall not exceed 300% in total.
• Th Insured Person, aged below 16 and over 70, is entitled to 50% of the Benefits under Personal Accident and Medical Expenses sections, and is not entitled to "Additional payment to Accidental Death", but enjoys the full benefits under other sections.
• Maximum Day Per Single Trip: 182 Days
• The applicant for TravelSurance should be aged between 18 to 75.
• Excess Free
   
General Exclusions
• War, terrorism, confiscation nationalisation commandeering or requisition by any lawful constituted authority
• Radioactive contamination
• Air travel other than licensed chartered aircraft
• Professional or organized sports
• Any illness attributable to HIV including AIDS or pre-existing disease
• Suicide, intoxication of liquor, drug addiction or solvent abuse
 
TravelSurance - Annual Cover
 

TravelSurance – Annual Cover will provide you a full protection for all journeys which are round trips commencing in and returning to Hong Kong and do not excess 90 days, regardless the number of journey you travel within the insured year. TravelSurance – Annual Cover is only applicable to the persons aged between 18 and 65 but there is no free children benefit provided.
 
Annual Premium
 
 
Annual Premium (HK$)
Diamond Plan  
Gold Plan  
 
Emergency Assistance Service and Benefits
 
• Medical Attention Telephone Medical Advice, Evaluation and referral appointment
• Medical Evacuation and Repatriation after Treatment
• Repatriation of Mortal Remains / Ashes
• Compassionate Visit (Insured Person in hospital confinement outside Country of Residence for more than 10 Days)
• Return of Unattended Dependent Child(ren) to Country of Residence (age under 16)
• Deposit Guaranteeing of Hospital Admission
• Hotel Room Accommodation for Convalescence
• Unexpected Return to the Country of Residence
• Travel Information
• Luggage Retrieval
• Emergency Rerouting Arrangements
• Administration Assistance
• Legal Assistance
 
 
 
 

Note :

This insurance plan is available only to people residing in the Hong Kong SAR.
The descriptions of the available cover are only a brief summary for quick and easy reference. The exclusions, terms and conditions that apply are given in the Policy documents.
For any enquiries, please contact us at 28085219.