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How can you get the full protection to you and your domestic helper? MaidSure is your solution. MaidSure not only helps you meet your legal obligation as an employer, but also provides full protection to your domestic helper on personal accident and medical expenses, that gives you and your domestic helper a peace of mind.

MaidSure offers a comprehensive medical cover to your domestic helper including outpatient, hospitalization and dental. Your domestic helper can even enjoy personal accident protection during the rest days.

When your domestic helper is confined in a hospital, you will receive cash compensation. In case your domestic helper suffer from serious sickness or death, the plan will cover the expenses incurred in repatriating her to her home country. MaidSure even protects you from any loss due to the fraud act of your domestic helper.

 
MaidSure - Summary of Coverage
Coverage
Indemnity Limit (HK$)

1.

Employees’ Compensation Cover
Employer’s legal liability under the Employees’ Compensation Ordinance


100,000,000

2.

Clinical Expenses
Medical treatment from a clinic for bodily injury or sickness
- from legal qualified and registered medical practitioner
- from a licensed or registered bonesetter or physiotherapist
2,000 per year


150 per visit per day
100 per visit, up to 500 per year

3.

Surgical and Hospitalization Expenses
Surgical or treatment of bodily injury or sickness in a hospital
- Room and board charge
- Surgical operation
- Anesthesia
- Use of operation theatre
30,000 per year


300 per day
10,000 per operation
25% of the amount payable for the operation
12.5% of the amount payable for the operation

4.

Service Interruption Cover
Interruption of service due to surgical or treatment in a hospital
6,000 per year
200 per day

5.

Dental Expenses
Oral surgery, treatment of dental disease

1,500 per year
2/3 of the actual expense

6.

Personal Accident Benefits
Death and permanent disablement during the rest days


100,000

7.

Repatriation Expenses
Expense in repatriating the insured person to his/her home country when he/she has been certified to be medically unfit to continue employment

20,000

8.

Fidelity Guarantee Cover
Pecuniary loss directly resulting from the act of fraud or dishonesty committed by the insured person
(including unauthorized telephone calls up to HK$3,000)


10,000
 
Important Notes :
• The policy only covers any insured persons aged between 16 and 65.
• Waiting period : a 14-day waiting period will be applicable to Clinical Expenses, Surgical and Hospitalization Expenses, Service Interruption Cover and Dental Expenses for each domestic helper during which no benefit shall be payable.
 
Premium
  HK$680 per domestic servant per year
 
 
 
 

Note :

This insurance plan is available only to people residing in the Hong Kong SAR.
The descriptions of the available cover are only a brief summary for quick and easy reference. The exclusions, terms and conditions that apply are given in the Policy documents